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If you grew up in the south, you probably heard your grandmother say more than once, "A penny saved is a penny earned!"

Chances are Grandma had another bit of wisdom tucked away, too. She knew the power of barter. She had eggs. The neighbor had milk. The result? The best darn desserts you ever tasted.

Today, that simple concept of barter — trading something you have for something you need — is all grown up. Instead of settling for what your neighbor has available to trade, you can trade your goods and services to access things you need from others literally all over the world.

How does that work? It's called a barter exchange. A barter exchange allows you to convert your goods and services to currency (called "trade dollars") that are stored in your barter account. When you wish to make a purchase, you simply use the trade dollars to do so instead of cash.

Intrigued? Click on the logo above to learn more. It may just be the smartest business decision you have made all year.

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